Children Automatically Get Dental Coverage
The Affordable Care Act (a.k.a., Obamacare) has certainly fueled a national discussion on health care, and few people have remained neutral on the subject. However, one of the bright points in the program is that it provides for free dental coverage for children under the age of 19. Poor dental health is linked to heart disease, diabetes, osteoporosis and even Alzheimer's disease. It makes sense to invest in good dental health children to help maintain optimal health as they grow. For parents, understanding the dental insurance aspects of the Affordable Care Act will help you make informed choices for your family.
The Affordable Care Act and Dental Coverage for Kids
The way the Affordable Care Act's dental program works is slightly different in each state. Some states, such as New York, include dental insurance with the various health insurance packages offered there. In such states, there is no additional fee for child dental coverage. In other states, such as Ohio, dental insurance is optional. Although dental coverage there carries a modest fee for adults, the coverage is free for children. Families can opt to include the children's dental coverage in their package even if they decide against purchasing dental insurance for themselves. Although plans in each state differ slightly, most dental plans for children cover the full cost of twice-yearly dental wellness exams and teeth cleaning, as well as partial coverage for things like X-rays, fluoride treatments, root canals, tooth extractions, cavity fillings and emergency care. Cosmetic dentistry procedures, such as orthodontics, caps and implants, are generally only covered if deemed to be medically necessary. Parents are given a list of dentists who are participating in their state's children's dental program. In most cases, there are dozens, if not hundreds, located within the state. The deadline for opting into the Affordable Care Act program for 2014 is today, March 31. If you miss this deadline, the plans won't become available again until later this year. Natural Horizons offers a full menu of dentistry services in Fairfax, Virginia, including corrective procedures for children and adults. Call us today at (877) 292-1571 to schedule a dental appointment.